I am 49 and have struggled since 2011 to stay in my teaching job due to a bout of swine flu led to me developing ME. A major relapse in May 2016 led to me taking long term sick leave and after 8 months (January 2017) was dismissed on the grounds of ill-health as I was too ill to return to work. In August this year I was awarded enhanced ill-health benefits by the Teacher Pension Scheme.
The offer of enhanced ill-benefits (meaning I was too ill to perform any kind of paid employment upto my pension age of 60) contained the proviso:
"You should inform us immediately in writing before any type of employment is undertaken, whether paid or voluntary, as we will need to review your continued entitlement to ill-health benefits from the Teacher Pension Scheme."
I rang up Teacher Pensions about the issue of voluntary 'work' and was told that I can attend meetings of my local ME Support Group but not allowed to take part in organising any activities. Even an activity such as helping out with a cake stall to raise funds would need their permission as it would be considered a 'borderline' issue.
In effect, I feel discriminated against as I cannot do any kind of volunteering as it would jeopardise my pension. I have spoken to various medical professionals and, friends and my ME Support Group and they all feel appalled at this restriction upon my personal freedom. As one friend said ,"Are you expected to sit and watch tv for the rest of your life?"
I would like to do more to help my local ME support group but am unable to do so due to the restriction put on me by the Teacher Pensions Scheme.
I contacted the Equality Advisory Service and the Pension Advisory Service and their advice amounted to suggesting I write a letter of complaint to Teacher Pensions. I have not made a complaint to them about this issue as I am afraid it might lead to them deciding to review my pension award and the loss of my main source of income.
My local ME Support Group's view is expressed in the following motion. It sums up better than I can how I feel about this issue:
''KCIMESG is appalled that people who have ME are forced to stop volunteering if they retire early from their jobs due to ill health, and threatened with unbearable economic consequences if they choose to continue volunteering. There is a significant difference between working full-time and overtime, and volunteering a few hours a month for a small local organisation. Volunteering adds purpose and value to the lives both of volunteers, and the people and organisations who benefit from the work of volunteers.
KCIMESG urges employers and pension funds to:
recognise the difference between full-time work and volunteering for a few hours a month,
Recognise the impact of volunteering on the lives of volunteers and the people and organisations who are helped by their volunteering,
Allow people who take early retirement due to ill health to volunteer, and
Guarantee that people who volunteer after taking early retirement will not be punished or threatened with punishment.''
Can I do anything about this restriction upon my volunteering issued by the Teacher Pension Scheme?
Thank you for your time in this matter.
The offer of enhanced ill-benefits (meaning I was too ill to perform any kind of paid employment upto my pension age of 60) contained the proviso:
"You should inform us immediately in writing before any type of employment is undertaken, whether paid or voluntary, as we will need to review your continued entitlement to ill-health benefits from the Teacher Pension Scheme."
I rang up Teacher Pensions about the issue of voluntary 'work' and was told that I can attend meetings of my local ME Support Group but not allowed to take part in organising any activities. Even an activity such as helping out with a cake stall to raise funds would need their permission as it would be considered a 'borderline' issue.
In effect, I feel discriminated against as I cannot do any kind of volunteering as it would jeopardise my pension. I have spoken to various medical professionals and, friends and my ME Support Group and they all feel appalled at this restriction upon my personal freedom. As one friend said ,"Are you expected to sit and watch tv for the rest of your life?"
I would like to do more to help my local ME support group but am unable to do so due to the restriction put on me by the Teacher Pensions Scheme.
I contacted the Equality Advisory Service and the Pension Advisory Service and their advice amounted to suggesting I write a letter of complaint to Teacher Pensions. I have not made a complaint to them about this issue as I am afraid it might lead to them deciding to review my pension award and the loss of my main source of income.
My local ME Support Group's view is expressed in the following motion. It sums up better than I can how I feel about this issue:
''KCIMESG is appalled that people who have ME are forced to stop volunteering if they retire early from their jobs due to ill health, and threatened with unbearable economic consequences if they choose to continue volunteering. There is a significant difference between working full-time and overtime, and volunteering a few hours a month for a small local organisation. Volunteering adds purpose and value to the lives both of volunteers, and the people and organisations who benefit from the work of volunteers.
KCIMESG urges employers and pension funds to:
recognise the difference between full-time work and volunteering for a few hours a month,
Recognise the impact of volunteering on the lives of volunteers and the people and organisations who are helped by their volunteering,
Allow people who take early retirement due to ill health to volunteer, and
Guarantee that people who volunteer after taking early retirement will not be punished or threatened with punishment.''
Can I do anything about this restriction upon my volunteering issued by the Teacher Pension Scheme?
Thank you for your time in this matter.